if i am not barred or i fail any subject
i will graduate in may 2013
rest for a month
seeking for job
june 2013
i need a job that can earn me at least 2.5k
0.3k for ptptn
0.5k for car loan
0.5k for food
0.5k for entertainment and others
i have 700 for saving
in order to own a house which cost 350k
i need a deposit of at 20% of the market value which is 70k
mum will contribute at least 40k
then, all i need is 30k
jan 2014
my youngest brother graduates from high school
he will need to enter college
i was hoping that he can continue in australia
finish his a levels or any equivalent qualification in malaysia
i think he needs at least a year or two
about 200k for 3 years
but at least have to settle for first year budget
which is going to be around 80k without any doubt
june 2015
if i save 700 per month for 2 years
i will have 16.8k
still short of 13.2k
however
48k of ptptn loan
i will have 20k left
therefore
after that i will have a balance of 6.8k
settle for a house
jan 2016
if im not mistaken
i can have a bonus of a least a month of every year end
6.8k plus up 5k which ends up to be 11.8k
i need to get a education loan of at least 60k
mortgage the house
80k settled
june 2016
after 3 years of working experience
i hope that i can have a job that earns me 3k a month
no saving for previous year (i got to pay to the bank for house loan)
0.3k for ptptn
0.5k for food
0.8k for entertainment and others
i got to save a lot
1.2k left
what can i do with it
(education loan, house loan)
25 years old
two dreams
master degree oversea
bachelor degree of law
not easy
cost a lot
thinks in a positive way
a first honour class degree
a lot solved
difficult but achievable
Tuesday, August 24, 2010
Tuesday, August 17, 2010
Nice Day =)
nice day nice day
econ mid term scored 95.5 over 100
highest in class
don't know whether is the highest among all candidates
scored 46 over 50 for quan.tecniques
not the highest
but it is also unexpected
hard works pay off
p/s: and i'm not barred for this trimester
wahaha
Sunday, August 8, 2010
Saturday, August 7, 2010
Thursday, August 5, 2010
FRUSTRATON
everyone are so concern about their love and relations
make me clear
not like they really care about their for whom they should
but for whom they shouldnt
in colleges
i know you should have one
everyone should has one
i told my parents so too
however
when you see
when you see them keep talking about it
when you see them do nothing but everything for this
when you see them nearly dead for it
you will start to worry
start to think
what will they grown to be in the future
nearly
i was also thinking
what is so big deal about study
what is so big deal to have 3 tests in a day
a lot of my friends told me that they have not enough time to study
i was wondering
for those who score
why do they have enough time
but not enough for us
cant figure it out
dont tell me that you are that busy
in fact
we should not even let this word pop up from our mind
what is the definition for "busy"
why people can do million of things in a day
but we keep mumbling when we even have to do just only one
everyone should think about it
I SHOULD TOO
make me clear
not like they really care about their for whom they should
but for whom they shouldnt
in colleges
i know you should have one
everyone should has one
i told my parents so too
however
when you see
when you see them keep talking about it
when you see them do nothing but everything for this
when you see them nearly dead for it
you will start to worry
start to think
what will they grown to be in the future
nearly
i was also thinking
what is so big deal about study
what is so big deal to have 3 tests in a day
a lot of my friends told me that they have not enough time to study
i was wondering
for those who score
why do they have enough time
but not enough for us
cant figure it out
dont tell me that you are that busy
in fact
we should not even let this word pop up from our mind
what is the definition for "busy"
why people can do million of things in a day
but we keep mumbling when we even have to do just only one
everyone should think about it
I SHOULD TOO
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